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Saving Stream


savingstream.co.uk | Launched: 2013
Crowdfunding Type(s)
Lending
Currencies
Located In
United Kingdom
Specialties
Asset backed loans Property Bridging Loans High return investment secured on property and high value assets
Available
Worldwide
Language(s)
English, American
Description
A COWES-based peer-to-peer lending network is offering the opportunity to earn 12 per cent per year on investments.

Money invested with Saving Stream is used to crowd-fund short-term loans secured against high- value assets, such as property, yachts and luxury cars. To date, more than £4 million has been invested.

Investors can sign up, invest any amount from £100 and choose which secure loans they wish to put their money towards.

Director Tim Gordon said: “If a borrower fails to repay a loan, the asset is sold to repay our investors plus their interest.

“From the moment an investor clicks the ‘fund loan’ button, interest, calculated at 12 per cent/365 days, starts to accumulate.

“Saving Stream lends a maximum of 50 per cent of

an asset’s value and up to 70 per cent on property, to ensure there is plenty of equity. All valuations are carried out by independent, qualified surveyors.”

The duration of a loan is typically seven months. However borrowers can repay loans early.

When a loan is repaid, funds, plus the interest, are paid back to the investor’s available balance and they can choose to either withdraw their money or fund another loan.

Tim said: “Our aim is to provide investors with an alternative to traditional investment options, which is both secure and offers a significant return on their investment.”

Saving Stream is a trade name of Lendy Ltd and is authorised and regulated by Financial Conduct Authority.

To register as an investor and for more information, visit https://www.savingstream.co.uk/.

Platform Terms

Maximum Funding Period 180 Days
Fund/Loan Amounts From £ 10,000
Pledge/Investment Limits From £ 100

Fees


Comments and Reviews

Have you used Saving Stream to crowdfund a venture? or have you helped fund a project on Saving Stream? Rate the platform and leave a comment to let us know how you got on and share your experiece with others.

 
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